Mr. Hoernle is a trained Banker and certified Bank Manager with more than 32 years of banking experience. He worked for over 27 years in a German cooperative bank as Investment Advisor and Sales Manager and trained and motivated employees as a certified Instructor. 

In April 2008 Mr. Hoernle moved as Technical Advisor Microfinance with the German Development Service (ded / giz) to a post-conflict region in Northern Uganda. From September 2011 to January 2014 Reinhold Hoernle was responsible in the position as Project Manager for projects in the area of Financial System Development with focus on rural banking and financial product development for a Swiss NGO. After more than five years in Uganda he returned to Germany for assignments as a Microfinance short-term expert (e.g. in Afghanistan), before he resumed his professional activity as Investment Advisor for corporate banking in April 2014 in a German savings bank. 

Since March 2019 he is representing the German Sparkassenstiftung in Zambia as Project Manager and Director of Sparkassenstiftung Zambia Ltd.

Hannah Redders joined the team in Zambia in June 2021 after having worked with the Sparkassen Stiftung in an Agro-FinTech project in Mexico. She holds a Master of Commerce in Economics from the University of Stellenbosch, South Africa and is currently presenting her thesis for the MSc Development Economics at Georg August University of Göttingen, Germany, researching risk perception of smallholder farmers in Limpopo, South Africa.

From 2019 onwards, she worked for the bi-national research project South African Limpopo Landscapes Network (SALLnet), where she formed part of the economic modelling team and assessed the different scenarios and risk management options for agriculture in the region with a focus on smallholder and subsistence farming. She completed internships at the German Embassy in Colombia, where she got acquainted with the German development cooperation and human rights affairs. During her Bachelor of Arts in International and Cultural Business Studies, Ms Redders worked in the customer care of the organic cereal start-up Mymuesli for more than 2 years, where she gained essential insight into entrepreneurship, customer satisfaction and social media campaigns.

As a scholar of the United Nations University’s programme ‘Southern Africa: towards inclusive economic development’, Ms Redders published a quantitative working paper titled ‘regional inequality and rural dependency in South Africa’.

Chambata Eric Mbizule is a Project Officer who joined the German Sparkassenstiftung (DSIK) in January 2019. He holds a Bachelor of Science in Economics and Finance from the University of Lusaka and a Professional Diploma in Banking and Financial Services from the Zambia Institute of Banking and Financial Services.

Before joining the German Sparkassenstiftung (DSIK), Chambata Mbizule interned with the Bank of Zambia under the Financial Sector Development Unit (FSDU) and later joined the Zambia National Commercial Bank (ZANACO) where he worked for a year in the digital department with focus on Digital sales and migration. Among other skills, he is a trained Trainer of the DSIK Farmers Business Game Simulation.